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Mortgage broker · Fintech founder · FIFA-accredited agent

Negotiating Success in Finance and Football.

Hi, I’m John. Thanks for stopping by on my homepage, a place where expert mortgage advice, financial entrepreneurship and professional football meet.

I’m a mortgage broker by trade and my work in this field has led me to found several successful businesses, including Echo Finance and LeadCrowd, while my passion for football inspired me to pursue a major side project as FIFA-accredited football agent.

The position

Since 2009. Building the engines behind modern lending.

My mission is to use my experience in mortgages, lead generation and fintech to build things that last in these sectors and change them for the better.

  • Co-founded Echo Finance in 2012 with Lee Trett; now one of the largest directly authorised firms in the country.
  • FCA-registered adviser holding CeRER and Cert CII (MP) qualifications.
  • Over 70 brokers, equity release specialists and financial advisers across the UK.
  • Still advising: buy-to-let, homeowner loans and bad credit - the complex cases where experience counts.
John Tarazi, co-founder of Echo Finance
John Tarazi Co-founder - Echo Finance
Credentials

The credentials are the trust signal. Not a footnote.

All of my businesses are engineered from the ground up to respect consumer safety and strict regulatory standards.

Qualified & approved
CeMAP
Certificate in Mortgage Advice and Practice
CeRER
Certificate in Regulated Equity Release
FIFA Agent
FIFA Accredited Football Agent (passed 2024)
FA Badges
Football Association youth coaching badges
The ledger
2009 Enters the regulated financial sector
2012 Co-founds Echo Finance with Lee Trett
2017 Co-founds the lead platform that becomes LeadCrowd
2024 Passes the FIFA Football Agent exam and founds xG Football Agency
2026 Co-founds BrokerBricks with its industry-first free criteria tool
NEXT Echo Partners opens as an Appointed Representative network
The ventures

My Businesses

  • Live
  • Coming soon
  • TBC
The advice Live

Echo Finance

Echo Finance is a whole-of-market, directly authorised mortgage brokerage based in Mirfield, West Yorkshire, and is home to more than 70 mortgage brokers, equity release specialists and financial advisers.


The first business. Co-founded with Lee Trett. 2012
Echo Finance
The engine Live

LeadCrowd

LeadCrowd is one of the UK’s biggest providers of qualified leads for finance professionals. The platform is supported by a vast network of lead gen websites and lead providers.


Flagship consumer site: Money Helpdesk. 2017
LeadCrowd
The consumer side Live

Money Helpdesk

The consumer-facing brand I co-founded in 2021, taking clear, jargon-free mortgage and financial guidance to those who need it, empowering them with tech and connecting them with real advisers.


Co-founded 2021. Advice, in plain English. 2021
Money Helpdesk
The tools Live

BrokerBricks

BrokerBricks is a customisable tech stack for mortgage advisers that includes a free criteria tool, the first of its kind in the industry, and other free and premium apps.


Modular. Built to be built on. 2026
BrokerBricks
Football agency Live

xG Football Agency

xG Football Agency is an exclusive, boutique sports agency for professional footballers. It offers hands-on, 1-to-1 mentorship, career management, legal representation, and transfer negotiations for high-potential athletes.


Boutique player representation. 2024
xG Football Agency
Lead engagement Live

Xcho

Xcho is best described as an AI-powered lead engagement platform that automates first contact. It can be adopted by any business in any sector with clients to engage with


AI lead engagement 2026
Xcho
The network Coming soon

Echo Partners

Echo Partners is a mortgage broker network that I am launching in early 2027. It is a natural extension of my work at Echo Finance, reflective of its growth


Broker network 2027
Echo Partners

Colour is borrowed from each venture's own brand. Xcho and Echo Partners have no brand yet, so they stay neutral.

How they connect

Leads in. Advice out, tools underneath.

Each venture makes the next one work harder.

Generates

LeadCrowd

Qualified client enquiries, at volume, through PPC and organic sites like Money Helpdesk.

01
Advises

Echo Finance

Over 70 whole-of-market advisers turn those enquiries into regulated advice.

02
Equips

BrokerBricks

Gives every adviser - inside Echo and out - the tech stack to process the case.

03

FAQs

Frequently Asked Questions

01
What qualifications do you have?
I am a fully certified mortgage, protection, and equity release adviser holding CeMAP (Certificate in Mortgage Advice and Practice) and CeRER (Certificate in Regulated Equity Release) qualifications.

Further to this, I am a FIFA Accredited Football Agent (passed in 2024) and hold Football Association (FA) youth coaching badges.

I have extensive experience operating within Financial Conduct Authority (FCA) regulated environments as an executive director and business founder.
02
How do your financial businesses connect with your football agency?
They are entirely separated but the core skill set behind both industries is identical: elite business negotiation, strict regulatory compliance, network building, and putting the client's interests first. Having arranged mortgages for professional footballers for years before founding xG Football Agency, transitioning into contract negotiations, transfers, and post-career financial planning for players was a natural evolution.

My background in corporate finance gives the athletes I represent a distinct advantage in the boardroom.
03
What makes xG Football Agency different from mainstream sports agencies?
Unlike large corporate agencies that accumulate vast rosters of players and often lose the personal touch, xG Football Agency operates on a boutique model. By working with a selective, hand-picked group of athletes, I provide tailored 1-to-1 mentorship, direct access, and comprehensive support covering everything from contract negotiations and PR to health, performance analysis, and post-career transition planning.
04
What type of partnerships or collaborations are you looking for?
I am always keen to talk business with:

Financial advisers and brokers interested in leveraging our lead gen or software platforms (LeadCrowd / BrokerBricks).

Innovators and investors in fintech and property development.

Professional footballers, academy talents, and sports professionals seeking boutique representation and career guidance.

Work With Me

Whether in financial services, lead generation, or professional football representation, all of my ventures are rooted in collaboration, high standards, and mutual growth. I am always open to connecting with likeminded entrepreneurs, financial professionals, sports organisations, and ambitious athletes.